The lending desk

Articles

Plain explanations of how business credit is priced, underwritten, and repaid. Written by the people who make the decisions.

2 min read

Loan Approval Timelines: What to Expect

Getting approved for a loan is an important financial decision, and understanding how long the process takes can help you plan accordingly. Loan approval timelines vary depending on the t...

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1 min read

How Much Can You Actually Borrow in Canada?

When you're considering taking out a loan in Canada, one of the first questions that comes to mind is: how much can I actually borrow? The answer depends on several factors, including you...

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2 min read

Bad Credit Loans in Canada: What to Watch For

If you're struggling with bad credit and need financial assistance, you might be considering a bad credit loan in Canada. While these loans can provide quick access to funds when traditio...

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2 min read

What the Criminal Interest Rate Cap Means for You

If you've been following financial news in Canada, you've likely heard discussions about interest rate caps and their impact on borrowing. Understanding what the criminal interest rate ca...

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3 min read

Personal Loan vs Line of Credit in Canada

When you need to borrow money in Canada, you have several options to choose from. Two of the most popular choices are personal loans and lines of credit. While both can help you access fu...

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3 min read

How to Rebuild Credit After a Missed Payment

A missed payment can feel like a setback, but it doesn't have to define your financial future. Whether it was an oversight or a temporary hardship, the good news is that your credit can r...

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